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Insurance Close to Home
Renter's insurance in Pharr, TX, is available right here in Pharr. SafeGuard Insurance Agency serves the entire Pharr area so that you can access insurance from local, experienced and conveniently located agents. Let us negotiate get you the right quotes with less time and effort on your part. Just call or stop by today to get our help. We look forward to talking with you.
What is Renters Insurance?
Renters insurance provides protection for individuals whose belongings are lost or damaged while they are renting a home, condo, townhome, apartment, or other residence. Renters insurance can also provide liability coverage in the event that someone is injured on the property or pay for additional living expenses if the policy holder's home becomes uninhabitable.
While most belongings are covered under this type of insurance policy, there are a few things not typically included, such as valuables, home business belongings, and vehicle damage.
What Are The Standard Renters Insurance Policy Coverages?
A standard renters insurance policy includes several different types of coverage, including the following:
Personal Property
Personal property coverage includes the policy holder’s belongings, including clothing, furniture, and electronics. It will also typically cover belongings inside a personal vehicle, although it will not cover the vehicle’s systems. Usually, coverage applies up to a certain limit.
Liability Coverage
Liability coverage helps to pay a guest’s medical bills and other applicable expenses in the event that the policyholder is found to be responsible for their injuries.
Additional Living Expenses
Additional living expenses may cover costs related to finding housing if the rented residence becomes uninhabitable due to damage or other covered incidents.
Frequently Asked Questions
Learn more about renters insurance by exploring the answers to common questions. Then contact us for additional information.
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Insurance Agency You Can Trust
Whether you seek auto, home, life, transportation, or business insurance, or a combination of other insurance options, SafeGuard Insurance Agency provides comprehensive insurance solutions tailored to your unique lifestyle. As an independent full-service agency with various agents and locations across the Valley, we strive to provide you not just with full cover, but also with personalized service every step of the way. Our professional team is always on your side and remains dedicated to finding the best cover for your peace of mind.
